Insurance & Fees for Psychiatric Care in New Hampshire
New Hampshire Psychiatrist Insurance: Overview
Navigating insurance for psychiatric care in New Hampshire can feel confusing, especially when mental health benefits, deductibles, and telehealth coverage vary from one plan to another. This page explains how insurance and fees work for adult psychiatric care, what kinds of costs patients commonly see, and where to confirm the most up-to-date coverage information before getting started.
Dr. Narlesky provides online psychiatric care for adults in New Hampshire and is in-network with several major insurance plans. Because insurance participation can change as credentialing expands, current coverage is confirmed during the intake process. If you want to learn more about the practice before checking coverage, you can also visit the About page.
Accepted Insurance Plans for Psychiatric Care in New Hampshire
Dr. Narlesky is currently credentialed and in-network with several major plans for adult psychiatric care in New Hampshire, including:
- Anthem Blue Cross Blue Shield (NH)
- Aetna
- Cigna
- Carelon Behavioral Health
- Point32 Healthcare
- Providence Health Plan
Additional plans may be added over time. Insurance participation is verified for you as part of the intake process, so you’ll know before your first appointment whether your plan is accepted.
What You’ll Pay for Psychiatric Care
Your out-of-pocket cost depends on your specific plan. In most cases, patients will see one of three common arrangements: a flat copay, coinsurance after a deductible, or a combination of both. The most useful next step is usually checking your benefits before the first appointment rather than guessing based on a general plan name.
A few things to keep in mind:
- Deductibles: If your deductible has not yet been met, your cost may be higher until it is satisfied.
- Appointment type: Initial evaluations and follow-up visits can be covered differently depending on your plan.
- Plan changes: If your insurance changes because of open enrollment, a job change, or another reason, your cost may change too.
If you are comparing options for depression, anxiety, or bipolar treatment, you can also review the related pages on depression, anxiety, and bipolar disorder. Those pages explain the clinical side, while this page focuses on insurance and payment questions.
Private Pay
Private pay is available for patients who prefer not to use insurance or whose plans are not currently accepted. This can also be a practical option for patients who want simpler billing or who have high-deductible coverage that does not meaningfully reduce their upfront costs. If you’d like current private-pay rates, note that on the intake form when you get started, and Dr. Narlesky will follow up with the details.
How Billing Works
Here’s what that looks like:
- You’ll provide your insurance information when you get started
- Your plan is verified and you’ll receive an estimated session cost
- After each appointment, session details are confirmed
- A claim is submitted to your insurance and your payment method on file is billed
- If any adjustment is needed based on the final insurance determination, that’s handled automatically
You won’t receive a separate bill from Dr. Narlesky. Have more questions? Visit the FAQ page for more details about insurance, visits, and what to expect.
Out-of-Network Insurance
If your plan is not currently accepted, you may still choose private pay. Depending on your benefits, you may also be able to submit documentation to your insurer for possible out-of-network reimbursement. Because these policies vary widely, it is best to contact your insurance company directly to confirm your out-of-network mental health benefits before getting started.
Check Your Coverage and Get Started
You can verify your insurance and view your estimated session cost before getting started.